You need both a Vision and a System for creating the desired Change
You Need to Start with the End in Mind and Work Backwards
First comes the Vision of your Future Self. Without clarity and focus you will drift and not know where you're headed. Your Future Self contains the answers to who you want to be, what you want your life to look like and why that provides purpose and meaning to your life.
Only after you know your WHO, WHAT and WHY you are ready to plan ahead and take action in the 9 key areas comprising your NET WEALTH System.
Clarity
Do you know who you want to become, what you want, and why?
Without clarity you will be endlessly tempted to pursue what's easy and right in front of you.
Becoming clear gives purpose and meaning to your life.
Commitment
Are you merely interested in changing, or are you truly committed?
Without true commitment you are likely to find the climb too steep and give up.
Effective change requires 100% commitment and persistence.
Action
Are you stuck in planning mode or constantly procrastinating?
Without action the best plans will just collect dust and lead to frustration and regret.
Taking action and persevering is the only way to create the desired change.